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It follows Yorkshire building society and The Mortgage Works in offering sub-5percent deals for the first time in many months. Nationwide, which has made cuts of up to 0.31 percentage points, is offering a five-year fixed rate for new customers purchasing a property at 4.94percent with a 999 fee (75percent LTV). Its first-time buyer deal at 90percent LTV has been cut to 5.38percent, also with a 999 fee. Residential remortgage deals now start from 5.7percent for a two-year fix or 5.2percent over five years (both 60percent LTV), with a 999 fee.
- Foundation Home Loans, the specialist buy-to-let lender, has cut rates across its core range by up to 0.9 percentage points.
- Its two-year deals start from 4.66percent with a 5percent fee and five-year fixed rates start from 5.19percent with a 6percent fee.
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Virgin Money has launched a range of fixed rate mortgage deals for first-time buyers and those moving home. HSBC has cut fixed rates by up to 0.21 percentage points across its range. It has a five-year fix for remortgage customers at 3.93percent (60percent LTV) with a 999 fee. It has a five-year fix home mover deal at 4.44percent (90percent LTV) with a 999 fee. However, the bank has increased the SVR on its buy-to-let mortgages by 0.25 percentage points to 7.1percent .
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When it comes to payments, eWallets are the fastest option. While this is not as common a bonus as other no deposit options, there are still several casinos in New Zealand that offer a 30 no deposit bonus. At GambLizard, we list every online casino that offers no-deposit free money promotion. Lenders will continue to be limited by the number of mortgages they are able to offer at loan-to-income ratios of 4.5 and above.
